In the past, Boca Raton accident attorney David Glatthorn has advised clients who are involved in vehicle accidents not to give an oral statement to the other driver's insurance company. However, under the new Florida Personal Injury Protection (PIP) law, an insurance company has the right to demand that an injury victim give an oral statement under oath. If the accident victim does not appear at the time and place selected by the insurance company, the insurance company has the right to deny benefits.
Here's what you need to know about oral statements.
- The insurance company is interested in saving money, not your best interests. The adjustor may seem friendly, but his job is to find reasons to deny or minimize your claim.
- During the oral statement, insurance adjustors may ask questions designed to confuse you or to trick you into admitting to something you don't fully understand. The goal is to get information that can be used against you in court.
- The insurance company wants to show that you can't be trusted. They will try to get you to give contradictory statements. There is no time restriction on the request, so the insurance company has the right to ask you for the details of your Boca Raton car crash months after the injury occurred and then compare your statements to other accounts or the police report. They will use any inconsistencies as grounds to deny your claim.
Since you can no longer refuse to give an oral statement without risking denial of your Florida accident claim, we suggest that you speak to a Boca Raton injury lawyer before giving your statement. Your Florida accident attorney will go over the details of your case and help you prepare so that you don't harm your injury claim. To learn more, request a free copy of The Florida Accident Workbook: Tools, Tips & Tactics to Resolve Your Injury Claim or contact David Glatthorn Law at 866-413-5525.